After finally finding the perfect boat, you're eager to hit the water, but before you do, let's remove any uncertainties so you can fully enjoy the real fun!

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Before launching your boat, it's essential to understand the boundaries of your homeowner's policy and the starting point of your boat owner's policy. Boat insurance provides coverage from trailering to the marina, protecting you in various scenarios such as side-swiping a dock, reimbursing weather-damaged equipment, and most crucially, offering coverage if you, your passengers, or anyone else is injured due to negligence.

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From small fishing boats to ocean-going mega-yachts with on-board crews, our expert services ensure you are properly covered. Boat insurance encompasses all motorized water vehicles, including fishing boats, pontoon boats, yachts, and jet skis, and can be tailored to cover inland waterways or coastal waters, catering to your specific needs.

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Boat Insurance Coverage typically includes:

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• Hull

• Machinery

• Fittings

• Furnishings

• Permanently attached equipment as part of either an actual cash value policy for replacement less depreciation or on an agreed amount value basis based on a predetermined agreement with the carrier. 

 

 

Boat Insurance Coverage can be triggered by:

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• Theft   

• Bodily injury caused to another person

• Property damage caused to someone else’s property

• Guest/passenger liability for legal expenses incurred by someone using the boat with the owner’s permission

• Medical payments for injuries to the boat owner and other passengers